Located in the Twin Cities Metro
Commercial and Residential Property Loss Adjustment Services
Serving all of Minnesota and Western Wisconsin
Hail Damage Wind Damage
Hail Damage Wind Damage
Hail damage can range from very obvious to the untrained eye to very difficult to see. We have the experience and training to discern actual hail damage from other conditions.
Many claim assignments are initiated by contractors telling the insured they have hail damage. The insured files a claim based on this information without any knowledge of what may be damaged. Often there is no damage at all.
These contractors are counting on an inexperienced adjuster to come out. That will not happen with Eddy Claims Service. We have extensive experience in assessing hail damage. If there is damage we will find it. If not, we will have evidence to document hail did not fall at this location.
There are many roof conditions, particularly on asphalt shingles that can appear to be hail damage to the novice. These conditions include lichens, heat blisters, mechanical damage and general wear.
Hail will always leave us indicators that can validate its presence. We start our hail inspections with a thorough examination of all items on a building that can be dented or marked by hail. We use representative test squares on all roofing exposures to look for hail damage.
You can rest assured that if we estimate hail repairs hail actually caused the damage. We also pride ourselves on the thoroughness of our hail damage assessments. We rarely miss anything.
Our extensive background and experience in the Twin Cities gives us a strong historical perspective on hail losses. Often we are called out to inspect hail damage that is many years old. Our knowledge of prior storms in this area can be a useful asset in these situations.
Wind damage to roofing can often be repaired without requiring full roof or slope replacement. There also are other roof failures that appear to be caused by wind but are not.
Shingles can slide off and look like wind damaged them when in fact the cause was improper installation. Poorly installed shingles, particularly on steep slopes can pull out over time appearing as wind damage. Proper assessment of roof damage is essential in loss adjustment.
Below is an example of shingles sliding off due to a combination of improper installation and a very steep pitch. The shingles were not installed correctly for this steep of a pitch and over time have displaced themselves. This is not wind damage, though it would appear that way to the untrained eye.
Another issue we run into fairly frequently that looks like wind damage is thermal cracking. Thermal cracking occurs primarily on fiberglass based asphalt shingles. It is caused by a combination of normal building movement, excessively strong bonding adhesive and inadequate tear resistance.
All photographs on this site are of claims I have handled. All text written by Patrick Eddy. 2013 All rights reserved.